Mastering Your Dental A/R Aging Report | Precise Dental Billing
Financial Health

Mastering the A/R Aging Report: Recovering the "Uncollectible"

Feb 15, 2026 6 min read By Precise Dental Team

The Aging Report is the pulse of your dental practice. If your "Over 90 Days" column is growing, you are essentially giving away free dentistry. Here is how to tackle the backlog and get paid.

1. The "Devaluation" of Claims

Money loses value over time. Statistics show that once a dental insurance claim passes the 90-day mark, the chance of collecting it drops to less than 40%. After 120 days, it's often written off.

Graph showing drop in collection probability over time
The longer you wait, the less likely you are to be paid.

2. Work from Oldest to Newest

It’s tempting to work on the easy, recent claims. However, your team must prioritize the 60+ and 90+ day buckets. These are urgent. If timely filing limits expire (often 1 year), that revenue is gone forever.

3. The Narrative Strategy

Often, claims sit in "pending" because the insurance company "didn't receive information." When following up on aged claims, always have the following ready to re-send immediately:

  • Digital X-rays (dated).
  • Periodontal charting (for SRPs).
  • Intraoral photos (proof of fracture/decay).
  • A concise clinical narrative.

4. Know Your Benchmarks

How do you know if you are healthy? Use these industry standards:

  • 0-30 Days: Should be roughly 70-80% of total A/R.
  • Over 90 Days: Should be less than 10% of total A/R.

Is your "Over 90 Days" bucket too high?

Don't guess. Use our free calculator to see exactly how much revenue is at risk.

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